Salary Calculator
Convert hourly or salaried pay into annual, monthly, and take-home estimates with PTO, pretax contributions, and tax adjustments.
Plan your pay with confidence
Use this salary calculator to jump between hourly and annual pay, factor in PTO, and estimate your take-home income after taxes and benefits. Try the quick presets to see real-world examples.
Compensation inputs
Mix and match pay types, PTO, and contributions.
401(k), HSA, etc.
Current: 22%
Annual overview
$92,000 gross / $65,954 net
Monthly net: $5,496 · Pretax contribution: $5,520 · Taxes: $19,026
Hourly
$46
Hourly (with PTO)
$49
Worked weeks
47.0
PTO breakdown
120.0 paid hrs · 0.0 unpaid hrs
Net annual after unpaid days: $92,000
PTO increases your effective hourly rate, while unpaid time reduces taxable income.
Pay frequency equivalents
| Frequency | Gross | Net |
|---|---|---|
| Hourly | $46 | $33 |
| Daily | $368 | $264 |
| Weekly | $1,840 | $1,319 |
| Bi-weekly | $3,680 | $2,638 |
| Monthly | $7,667 | $5,496 |
| Yearly | $92,000 | $65,954 |
Taxable income summary
- Gross income (incl. bonus): $92,000
- Pretax contribution (6%): $5,520
- Estimated taxes (22%): $19,026
- Other deductions: $1,500
Take-home (annual): $65,954 · Monthly: $5,496
How this salary calculator works
- We convert your base pay to annual gross income using your selected frequency.
- Bonuses are added, unpaid days are removed, and pretax contributions reduce taxable income.
- Your estimated tax rate and other deductions produce the final take-home pay summary.
Why account for PTO?
Paid time off effectively increases your hourly compensation because you earn the same salary while working fewer hours. Unpaid time off does the opposite. This calculator separates both so you can negotiate fair benefits and anticipate budget gaps.
Salary planning tips
- Benchmark your role and geography to ensure your hourly and annual rates stay competitive.
- Increase pretax contributions gradually to build retirement savings while lowering taxable income.
- Track bonuses and irregular income separately so they do not disappear in routine spending.
- Revisit your take-home estimates when taxes, benefits, or PTO policies change.
How this Salary Calculator works
This financial planning tool estimates take-home pay by converting annual, monthly, or hourly wages across different timeframes. It accounts for standard work weeks (40 hours) and weeks per year (52). Users can toggle between gross and net income estimations based on common tax inputs. Useful for job seekers comparing offers, freelancers budgeting irregular income, or employees planning savings goals. It provides a clear breakdown of potential earnings per day, week, month, and year.
How to Use
Enter your base pay
Add your salary, hourly rate, or stipend and choose the matching pay frequency.
Describe your schedule
Share hours per week, work days, weeks per year, and how much PTO or unpaid leave you plan to take.
Review the breakdown
See your gross and net income by period, effective hourly rate, pretax contributions, and tax estimates.
Example Usage
Use the salary calculator to translate any pay schedule into clear monthly and hourly take-home estimates.
Frequently Asked Questions
What does the Salary Calculator calculate?
Does this salary calculator include PTO and unpaid days?
How accurate are the tax and net pay estimates?
Can I convert hourly to salary (or salary to hourly)?
Is this Salary Calculator safe to use?
Related Tools
The Salary Calculator is maintained by CodeItBro. We aim to provide the best free developer tools on the web. If you have feedback or suggestions, please visit our contact page.
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